About AllCredits

AllCredits is a catalogue of lenders and banks. Lenders from your country are gathered on one page so you can compare their terms and choose the offer that suits you. The catalogue has been running since 2013, and you are now looking at its third version.

How the catalogue developed

The first version covered loans in Latvia only. Visitors found value not just in the list of companies offering different types of loans, but also in the articles explaining how lending works, so we decided to expand the catalogue to other countries.

The second version added banks and lenders from other countries, along with ratings — for example, the “Rating of Latvian lenders”.

In the third version, visitors can leave reviews of lenders and of the catalogue itself, so that their experience helps others make a choice.

What you will find on AllCredits

• Lenders and banks grouped by country and type of loan.
• Cards with each lender’s key terms: amounts, terms and interest rates.
• Articles in the FAQ section and on other pages: how to compare offers, how lending differs from country to country, which type of loan fits your situation and how to repay a loan without overpaying.
• Visitor reviews of lenders.

How the catalogue works and how we earn money

The catalogue is free to use, with no registration and no personal data required.

Links to lenders in the catalogue are affiliate links. If you follow such a link and take out a loan, we may receive a commission through an affiliate network. This does not affect the cost of your loan in any way: the terms are the same as if you applied to the lender directly. The site also displays banner advertising.

The terms shown on the cards are taken from the companies’ own materials and may change. Before applying, always check the current terms on the lender’s website. For Latvia, Lithuania and Estonia we compile a lender rating based on their terms, reputation and customer reviews. In other countries, the order of the cards is not a rating: better-known lenders are usually placed higher.

What to look for when choosing a loan

Don’t focus only on the lowest interest rate — it may turn out to be a promotional rate. Compare the annual percentage rate (APR) including all fees, the total amount to repay, the term, late payment penalties and whether early repayment is possible. Borrow only what you are confident you can repay.

AllCredits helps you gather and compare information but does not provide personal financial advice. The final decision is always yours.

Reviews and feedback

If you have taken a loan from a company in our catalogue, please leave a review — it will help other visitors. Send comments and suggestions about the catalogue via our contact form.

Site owner

SIA ESWA
Registration number: 42403044532
VAT number: LV42403044532
Address: Brāļu Skrindu iela 9, Rēzekne, LV-4601, Latvia