About the author

Hello! My name is Vitali Zayankouski, and I am the founder and author of AllCredits. Since 2013 I have built and maintained this loan catalogue myself — from the lender cards to the articles about loans. On this page I explain who I am, how the catalogue is made and how to contact me.

How AllCredits started

From 2008 I taught myself web development and built websites for clients. Working on different projects, I gradually came to the idea of a place where all lenders and their terms are collected together and explained clearly. That is how AllCredits started in 2013 — first as a catalogue of lenders in Latvia, later expanded to more than 20 European countries. I have been to almost every European country and its major cities, and I live in Latvia, in Rezekne.

How I maintain the catalogue

I do all the work myself. I take information on the terms — amounts, repayment periods, interest rates and loan examples — from the lenders’ own websites and check it regularly for changes. The order of the cards in the Latvia section follows the AllCredits rating by the number of loans taken out, updated in the middle of each month. If a lender pauses its participation, its card is moved to a separate section so that it is not mixed up with current offers. Over the years more than 1,000 lenders have been listed in the catalogue, and about 700 companies are in it today. I work in Latvian, Russian and English, which is why the site is available in all three languages.

Independence

AllCredits does not issue loans or decide on applications. Some links in the catalogue are affiliate links, but the idea of the catalogue is completeness: I aim to show as many lenders as possible in each country, not only those I work with. More about this on the “About us” page.

My guides

Besides the catalogue, I write explanations about loans: the “All about credits” series, the “Quick catalogue guide”, “Loan cost caps in Europe” and “What is Euribor and why your loan payment changes”.

Other projects

The sites belong to SIA ESWA (eswa.lv). Besides AllCredits, I run the English-language loan catalogue EuroCredits and icat.lv.

Contacts
SIA ESWA, Bralu Skrindu iela 9, Rezekne, LV-4601
Facebook: Vitali Zayankouski
All contacts are on the “Contacts” page.