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FREE LOANS | FAST LOANS | LOANS FROM AGE 18 | CAR LOANS | MORTGAGE LOANS | CONSUMER | SHORT-TERM | LONG-TERM
Term: 3–84 months
Interest: 8.9–29.9% per year
Processing time: 15 min.
Registration: 0.01 EUR
Piemērs: summa 4200 EUR, termiņš 72 mēneši, līguma noformēšanas maksa 336 EUR, gada procentu likme (GPL) 20,86%, kopējā summa, kas jāatmaksā 7440,96 EUR, ikmēneša maksājums 98,68 EUR. Patēriņa kredīta, kredītu apvienošanas, kredītlīnijas termiņš no 3 līdz 84 mēnešiem, kredīta summa no 500 EUR līdz 25000 EUR un gada procentu likme 12% — 29,9%. Ātrā kredīta termiņš no 3 līdz 60 mēnešiem, kredīta summa no 100 EUR līdz 10000 EUR un gada procentu likme 12% — 29,9%. Auto kredīta termiņš no 12 līdz 84 mēnešiem, kredīta summa no 1000 EUR līdz 15000 EUR un gada procentu likme 8,9% — 19,9%.
Page last edited: 04.11.2026
SosoCredit – Open the door to opportunity!
SosoCredit operates in Latvia as an independent credit intermediary offering online loan comparison: it does not issue loans itself but passes the client’s application on to its partner lenders. Through it you can find a consumer loan or a renovation loan, a car loan, a mortgage, a secured loan, including one secured by real estate, and also consolidate or refinance existing loans. The amount is 500 to 25,000 EUR and the term is 3 to 84 months. A single application goes to several lenders at once; each assesses it separately and, if willing to provide financing, prepares an individual offer. The client chooses the most suitable offer and signs the contract with that lender, after which the loan amount is transferred to their account. The service is available to adult citizens and residents of Latvia up to the age of 74.
Phone: +371 23371842
Email: info@sosocredit.lv
Website: sosocredit.lv
Through an intermediary in Latvia you can find anything from a small loan for a few months to long-term financing for up to 7 years. Many lenders set the minimum age at 18, but larger amounts usually require a stable income and a positive credit history. For buying a car, lenders offer a car loan or leasing (līzings): with leasing, the car belongs to the leasing company until it is fully paid off. A mortgage (hipotekārais kredīts) is secured by real estate, requires a property valuation and takes longer to review. Those with several small loans may benefit from consolidating them (kredītu apvienošana) into a single payment – but it is worth comparing the total amount repayable, not just the size of the monthly payment.
Filling out an application
The application is completed online on the SosoCredit website: first choose the type of loan, the desired amount and term, then enter a contact phone number and email address.
Requirements for obtaining a loan
Borrowers must be between 18 and 74 years old. They need a regular, officially confirmed income paid into an account with a Latvian bank, and a credit history with no current arrears.
Loan application process
No fee is charged for reviewing the application. After the form is submitted, a decision on granting the loan usually arrives within 15 minutes to 3 hours. If the loan is secured, i.e. against real estate, the review takes longer because the lender needs to assess the property. The review can be sped up by attaching a bank account statement for the last 6 months to the application in PDF format.
Why was my loan denied?
Lenders most often refuse when monthly income is not enough to cover the repayments or when the credit register holds negative information about the borrower.
What should I check before signing the contract?
The key figures are the annual percentage rate (APR, GPL in Latvian), which includes interest and mandatory charges, the total amount repayable and the monthly payment. It is also worth checking the contract fee and the early repayment terms. After signing a consumer loan agreement, the borrower has 14 days to withdraw from it without giving a reason, by repaying the amount received and the interest for the days of use.
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