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FREE LOANS | FAST LOANS | LOANS FROM AGE 18 | CAR LOANS | MORTGAGE LOANS | CONSUMER | SHORT-TERM | LONG-TERM
Term: 6–240 months
Interest: from 6% per year
Processing time: 10 min.
Registration: –
Piemērs: Pieņemot, ka kredīta procentu likme ir 7.9% gadā, kredīta kopējā summa 5000 EUR, līguma termiņš 48 mēneši, līguma noformēšanas maksa 100 EUR, gada procentu likme (GPL) ir 9.44%, kopējā summa, kas klientam jāmaksā par kredītu, ir 5962.72 EUR, un veicamo maksājumu apmērs mēnesī sastāda 122.14 EUR. Patēriņa kredīts: līdz 15.000€, procentu likme no 7% (GPL), termiņš: no 6 līdz 84 mēnešiem; Auto kredīts: līdz 25.000€, procentu likme no 6% (GPL), termiņš: no 6 līdz 84 mēnešiem.
Page last edited: 07.11.2026
eLizings – compare loans!
eLizings is a Latvian loan comparison platform: with one application it collects offers from banks and credit institutions, and the client chooses the type of loan and the most suitable option. Reviewing the application and receiving offers is free and carries no obligation. Through eLizings, consumer loans of up to 15,000 EUR and car loans of up to 25,000 EUR are available for 6 to 84 months, as well as leasing, refinancing, loan consolidation and mortgages – overall from 500 to 100,000 EUR for up to 240 months, with rates from 6% per year. Applications can be submitted online or at a branch, and the contract can be signed at any eLizings branch across Latvia, remotely or delivered by courier. Early repayment carries no extra interest. Persons aged 18 to 75 can apply.
Phone: +371 24800200
Email: info@elizings.lv
Website: elizings.lv
Pre-approval for a car loan, valid for 60 days, lets you look for a car already knowing your budget; it is worth checking in advance what happens if the chosen car costs more than the approved amount. Leasing a motorbike or a boat is best planned with the season in mind: the vehicle is used for a few months a year, but payments run all year round. When refinancing, it helps to find out whether the old contract has an early termination fee and to include it in the comparison. One application on a comparison platform replaces several separate applications, but the final decision and terms are always set by the specific lender.
What are the terms of a consumer loan?
A consumer loan is issued for 6 to 84 months, the contract can be signed remotely, and the money reaches the account in about 15 minutes. Early repayment is possible without extra interest.
What do car loans and leasing offer?
Car loans and leasing are available with no down payment for 6 to 84 months. Cars, motorbikes, watercraft and commercial vehicles can be financed, and there are 60 days to choose a car. Early repayment carries no extra interest.
How does refinancing work?
eLizings helps terminate the current loan and move it to a new lender for 6 to 84 months, and borrow an additional amount if needed. According to the company, the APR for refinancing starts from 11%, and early repayment carries no extra interest.
What does loan consolidation offer?
Several loans are combined into one: eLizings helps terminate the previous contracts, and the new loan is issued for 6 to 84 months with the option of adding an extra amount. According to the company, the APR starts from 12%, and early repayment carries no extra interest.
What are the mortgage terms?
A mortgage is issued for 6 to 180 months for up to 70% of the property’s market value; according to the company, a variant without collateral is also possible. The APR starts from 4%, and early repayment carries no extra interest.
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