LadyLoan

Page last edited: 07.11.2026

LadyLoan – online cash loans of up to 4,000 EUR.

LadyLoan is a Latvian online loan brand offering cash loans of 50 to 4,000 EUR with a repayment term of up to 60 months and rates from 3.5% per month. To apply, you choose the amount and term on the website, fill out a registration form and transfer a 0.01 EUR registration payment. The decision arrives within 15 minutes by email and SMS. If the account is with one of the banks LadyLoan works with, the money arrives immediately; with other banks, on the next business day. All the necessary information about the terms is set out in the loan agreement, and, according to the company, clients’ personal data is securely protected. The loan is available to residents of Latvia with a personal code aged 20 to 75 with an active bank account and a mobile number.

Phone: +371 27241000
Email: info@ladyloan.lv
Website: ladyloan.lv

Before signing a contract, the lender must provide the Standard European Consumer Credit Information – a form that shows the APR, the total amount repayable, the deadlines and the consequences of late payment in the same way for all lenders. This form is the most convenient basis for comparing offers. If the money arrives only on the next business day, an application submitted on a Friday evening or before a public holiday may be paid out only several days later. The phone number and email address to which the decision is sent should be kept up to date, as payment reminders are also sent there.

How does it work?

Choose the loan amount and term and fill out the registration form. Once the 0.01 EUR registration payment has been received, the decision is communicated within 15 minutes, and if approved, the money is transferred to the account.

How do I apply for a loan?

Applications are submitted on the LadyLoan website: after choosing the amount and term, just click the “Apply for a loan” button. An email and an SMS with the decision arrive within 15 minutes.

What are the conditions for a loan?

Any resident of Latvia with a personal code aged 20 to 75 who has an active account with one of the Latvian banks and a valid mobile number can apply.

How do I find out if the loan is approved?

LadyLoan communicates the decision by SMS to the borrower’s mobile phone, as well as by email. Detailed information about the terms is available on the lender’s website and in the loan agreement.

When will the money arrive?

If the account is with one of the banks LadyLoan works with, the money arrives immediately after approval; the speed may depend on the online bank. If the account is with another bank, the money arrives on the next business day.