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FREE LOANS | FAST LOANS | LOANS FROM AGE 18 | CAR LOANS | MORTGAGE LOANS | CONSUMER | SHORT-TERM | LONG-TERM
Term: up to 36 months
Interest: from 3.5% per month
Processing time: 15 min.
Registration: 0.01 EUR
Nosacījumi: LatCredit piedāvā aizdevumus no 100 līdz 1000 EUR uz termiņu līdz 3 gadiem (36 mēnešiem), procentu likme sākot no 3,5% mēnesī. Pirmajā reizē var aizņemties līdz 425 EUR, otrajā – līdz 750 EUR, trešajā – līdz 1000 EUR. Reģistrācijas maksa – 0,01 EUR. Aizdevums tiek izsniegts bez ķīlas. Pieteikumu var iesniegt klienta profilā. Pieteikums tiek izskatīts 15 minūšu laikā, lēmums tiek nosūtīts īsziņā. Nauda Swedbank, SEB un Citadele kontos tiek ieskaitīta 10–15 minūšu laikā, citās bankās – 1–3 dienu laikā. Aizdevums pieejams personām vecumā no 20 līdz 70 gadiem ar deklarētu dzīvesvietu Latvijā un tīru kredītvēsturi.
Page last edited: 07.11.2026
LatCredit – small loans without collateral.
LatCredit is a Latvian lender that provides small loans online without collateral. The amount is 100 to 1,000 EUR, the term is up to 3 years and rates start from 3.5% per month; registration costs 0.01 EUR. The limit grows step by step: up to 425 EUR can be borrowed the first time, up to 750 EUR the second time and up to 1,000 EUR the third time. Registration requires a name, address, personal code, mobile number and employment details; the loan is then requested in the personal profile. The application is reviewed within 15 minutes, the decision is sent by SMS, and the money reaches a Swedbank, SEB or Citadele account within 10–15 minutes, and other banks within one to three days. The loan is available to residents of Latvia aged 20 to 70 with a declared place of residence, a regular income and a clean credit history.
Phone: +371 66100090
Email: latcredit@latcredit.lv
Website: latcredit.lv
A small first limit of up to 425 EUR sometimes tempts people to take several loans from different lenders at once to reach the amount they need. This quickly makes the debt burden unmanageable, and every new loan is reflected in the credit history, reducing the chances of approval in the future. Access to the profile by email and password is worth protecting: a unique password and caution with emails supposedly sent by the lender help prevent fraudsters from taking out a loan in your name. The employment details given at registration must be accurate – discrepancies with registry data can be a reason for refusal.
Who can get a loan?
Loans are available to permanent residents of Latvia aged 20 to 70 with a declared place of residence, a permanently connected mobile number and a current account with any Latvian bank. A clean credit history and a regular income sufficient to repay the loan are also required.
How much can I borrow?
Up to 425 EUR can be borrowed the first time, up to 750 EUR the second time and up to 1,000 EUR the third time.
How quickly does the answer come?
The answer is sent by SMS within 15 minutes of completing registration and submitting the application from the client profile. If any questions arise during the review, contact centre specialists will get in touch to clarify the details.
When will the money reach the account?
If the account is with Swedbank, SEB or Citadele, the money arrives within 10–15 minutes. A transfer to other banks may take one to three days.
Why might a loan be refused?
A loan may be refused if the applicant has other credit obligations not met on time or overdue payments, provided incorrect data during registration, raises doubts about their ability to repay, has not repaid a previous LatCredit loan, or is younger than 20 or older than 70.
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