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Term: up to 60 months
Interest: 10% per month
Processing time: 10 min.
Registration: 0.01 EUR
Nosacījumi: Kimbi kredītlīnija līdz 1500 EUR, kas pēc reģistrācijas tiek piešķirta uz neierobežotu laiku; atmaksas termiņš – līdz 5 gadiem (60 mēnešiem). Procentu likme – 10% mēnesī no izmaksātās summas, procenti tiek aprēķināti tikai par dienām, kad nauda faktiski izmantota. Pieteikuma izskatīšana, kredītlīnijas piešķiršana, naudas izmaksa un konta apkalpošana ir bez maksas, reģistrācijas maksa – 0,01 EUR. Ķīla un galvojums nav nepieciešami. Atmaksāt var ar minimālajiem ikmēneša maksājumiem vai visu summu uzreiz. Nauda Swedbank un Citadele kontos tiek ieskaitīta 10 minūšu laikā. Kredītlīnija pieejama Latvijas pastāvīgajiem iedzīvotājiem vecumā no 20 līdz 75 gadiem.
Page last edited: 07.11.2026
Kimbi – a credit line of up to 1,500 EUR.
Kimbi is a Latvian lender offering a credit line that works like a bank account: within the limit, money can be requested whenever it is needed. The limit is up to 1,500 EUR, the repayment term is up to 5 years and the rate is 10% per month on the amount paid out; interest is charged only for the days the money is actually used. After registration, the credit line is granted for an unlimited period, with no collateral or guarantor. Reviewing the application, opening the line, transfers and account servicing are free, registration costs 0.01 EUR, and an unused limit costs nothing. Repayment can be made in minimum monthly payments or in full at once. To apply, fill out a form and identify yourself through your bank; permanent residents of Latvia aged 20 to 75 can apply.
Phone: +371 67799090
Email: info@kimbi.lv
Website: kimbi.lv
A monthly rate of 10% comes to 120% per year, so when comparing credit lines it is important to look at the annual cost rather than the monthly figure. Interest is charged only for the days the money is borrowed, so even a partial early repayment immediately reduces costs. A credit line opened for an unlimited period is always available, which calls for discipline: an unused limit is free but can easily turn into debt. Identifying through your bank during the application means that, with your consent, the lender receives confirmation of your identity and account details, so only accurate information should be entered in the form.
What do I need to get a credit line?
The borrower must live permanently in Latvia, be aged 20 to 75, have no overdue loan payments or outstanding debt obligations and be able to repay the loan. A current account with one of the Latvian banks and an active mobile number are also required.
How do I apply for a credit line?
Fill out the form with your personal details and identify yourself through your bank. After that, you can choose the amount to be paid out and start using the credit line.
How quickly will the money arrive?
If the payout request is approved during Kimbi’s business hours and the account is with Swedbank or Citadele, the money arrives within 10 minutes in 98% of cases.
How much can I borrow?
The maximum credit line is 1,500 EUR. Within the limit, you can borrow as much as you need, whenever you need it.
What does the credit line cost?
Reviewing the application, opening the credit line, payouts and account servicing are free. The monthly interest rate is 10% of the amount paid out, and interest is charged only for the days the money is borrowed. If the available limit is not used, there is nothing to pay for it.
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